From the journal
Articles
Emergency Fund: How Much Should You Keep, and Where Should You Keep It?
Introduction An emergency can turn a perfectly manageable financial situation into a difficult one very quickly. A sudden job loss, a major medical expense,…
Why I Sold Fineotex Chemical: My Reasons For Exiting
My Investment Thesis and What Changed My decision to sell Fineotex Chemical should be read alongside my earlier article, Deep Dive: Why I Aggressively
Read article →Stock Derivatives: Financial Weapons of Mass Destruction for Retail Investors
Introduction One of my acquaintances frequently encourages me to day trade in stocks and derivatives, often based on tips from the so-called experts. What
Read article →Stock Price Targets: Finance or Fortune-Telling?
Introduction Open any financial news website, switch on a business television channel, browse social media, or log in to your brokerage account, and you’ll
Read article →Buy Businesses, Not Stocks: The Mindset That Builds Long-Term Wealth
The World Wants You to Buy and Sell Stocks Every day, investors are surrounded by advice. “Buy this stock.” “Sell that stock.” “Target price
Read article →Sideways Market Investing: The Real Test of Long-Term Investors
Introduction Six months pass. Then another six. You log in to your brokerage account expecting something exciting. Instead, your portfolio looks almost identical to
Read article →Smart Investing: Buy Regrets, Sell Mistakes, Accumulate Conviction
Introduction: The Psychology of Market Cycles Investing feels like a roller coaster. Prices go up and prices go down. Consequently, your emotions often follow
Read article →How Retained Profits Beat High Dividend Yields in Wealth Creation?
Introduction: The Hidden Leak in Your Investment Returns Many investors love receiving regular dividend payouts from their favorite stocks. These cash payments often feel
Read article →Silent Giving: Why Private Charity and Paying It Forward Work Best
Understanding the True Spirit of Anonymous Charity Silent Giving: The Definition of Pure Altruism Pure altruism involves helping others without expecting any public praise.
Read article →Dreamfolks Services: The Great Reset and Future Growth Potential
Abstract: In 2023, Dreamfolks Services was a market darling. By late 2025, it has become a market pariah. The exit of major banking clients
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