Introduction: The Hidden Leak in Your Investment Returns Many investors love receiving regular dividend payouts from their favorite stocks. These cash payments often feel like a steady reward or a gift for being a loyal shareholder. However, a closer look at the math reveals a significant hidden leak in your returns. To be honest, this … Read more
I have long term capital gains (LTCG) from my real estate investments. Hence I have to pay long term capital gains tax. So should I pay the long term capital gains tax and invest the remaining money elsewhere? Or rather, should I save the tax under Section 54EC of the Income Tax Act, 1961, by … Read more
Preface Most of my friends and relatives are still gung-ho about real estate (RE) as an investment. It is a place for them to park money for a horizon of more than two years. However, I am skeptical if real-estate investments would fetch the same attractive returns of the past two-three decades. I am also … Read more
Preface In this post, let me share the typical problems faced by Indian farmers. Ten years ago, I bought a small piece (1.4 acres) of barren land. At that time, the fabrics woven out of Sulzer air-jet looms had attractive profit margins. Hence many weaving factories were mushrooming up around my place. I too was … Read more
Preface Birthday and New Year’s Day are silent reminders that you have aged by one more year. I don’t celebrate my birthdays as I am sad about getting aged. However, I do undergo a preventive health checkup every year around my birthday ever since I am past 40. Of course, New Year’s Day is for … Read more
Investments in fixed deposits of banks are widely considered as the wise and the safest option to park your money. Particularly, the nationalized banks. The supporting reasons include easy liquidity, sovereign guarantee, easy availability of loans on pledging the FD receipts, etc. However, do you really earn the 9% or whatever interest offered by the … Read more