How Retained Profits Beat High Dividend Yields in Wealth Creation?

Introduction: The Hidden Leak in Your Investment Returns Many investors love receiving regular dividend payouts from their favorite stocks. These cash payments often feel like a steady reward or a gift for being a loyal shareholder. However, a closer look at the math reveals a significant hidden leak in your returns. To be honest, this … Read more

Attain Financial Independence, Retire Early (FIRE), Live Happily

“How do you live without a job or business?” (that implies to be “With a family to feed, how do you survive without an income?“) is the question I have been often asked by many of my friends and relatives, with surprise and often with envy! It is difficult to quench their curiosity easily in … Read more

Pay Long Term Capital Gains Tax or Buy Sec 54EC NHAI/REC Bonds?

I have long term capital gains (LTCG) from my real estate investments. Hence I have to pay long term capital gains tax. So should I pay the long term capital gains tax and invest the remaining money elsewhere? Or rather, should I save the tax under Section 54EC of the Income Tax Act, 1961, by … Read more

Safety Measures to Not Get Cheated While Shopping Online in India

Preface India, the great land of Mahatma Gandhi, has become a land of great scams! The chances of getting fooled with your money in everyday life are plenty, just not while shopping online alone. I am sorry to say that being an Indian, but the facts are facts. I shared with you the bitter experience … Read more

eBay India Lesson: Not All E-Commerce Sites Are Worth Investing!

Preface Investing in a budding e-commerce business seems to be a good idea and should turn out to be a multi-bagger. However, there is a caveat. You have to do your due diligence before investing; first as a customer, then as a stock analyst. Let me explain this with relation to my online shopping experience … Read more

Personal Finance Resolutions for New Year’s Eve to Secure Future

What are your personal finance resolutions this New Year? The year is coming to an end; it’s time to take stock of our accomplishments in the past one year, especially with our finances, and plan ahead and set goals for the next one year. Usually, at this time people make New Year’s health resolutions, out … Read more