Unless you live under a rock, you must be aware of the novel coronavirus. It is now SARS-CoV-2 or COVID-19. Like Spanish flu, this too is going to be there in the minds of people for the years to come. It is fast spreading like a wildfire the world over. There is no WHO categorization … Read more
“How do you live without a job or business?” (that implies to be “With a family to feed, how do you survive without an income?“) is the question I have been often asked by many of my friends and relatives, with surprise and often with envy! It is difficult to quench their curiosity easily in … Read more
I have made a lot of bad investments and a lot of bad decisions spending money, thanks to my ignorance. Though voracious reading and experience improved me a little regarding money matters, twenty years back, in 1996 at the age of 26, with less organized thoughts and as a novice in personal finance, I was … Read more
I have long term capital gains (LTCG) from my real estate investments. Hence I have to pay long term capital gains tax. So should I pay the long term capital gains tax and invest the remaining money elsewhere? Or rather, should I save the tax under Section 54EC of the Income Tax Act, 1961, by … Read more
Preface As you know, I have been an advocate of concentrated portfolio for quite some time now. Among friends, I used to refer each stock as a wife. The more you have the more the trouble! I’d say as you pick your life partner, you need to know the ins and outs of a business. … Read more
Preface Most of my friends and relatives are still gung-ho about real estate (RE) as an investment. It is a place for them to park money for a horizon of more than two years. However, I am skeptical if real-estate investments would fetch the same attractive returns of the past two-three decades. I am also … Read more