The Reasons Why I Avoid Investing in Some Sectors and Industries

Introduction Successful investing in stocks is an art, or rather, a game of elimination. You search for reasons to reject an idea. Bad business, weak return ratios, and poor financial numbers are clear red flags. Capital-intensive models and bad management destroy long-term value. Lack of ethics and weak governance always catch up eventually. Poor growth … Read more

DHFL Lesson in NBFC Stocks: How to Lose Money in Share Market

Introduction My Investment in DHFL: A Personal Case Study In 2018, after successfully investing in Kellton Tech, my attention turned to Dewan Housing Finance Limited (DHFL). At that time, the company’s share price had dropped significantly from over ₹600 to around ₹200, making it appear as an attractive value buy. Adding to the confusion, DHFL’s … Read more

Why I Exited Kellton Tech: Lessons from a 6-Year Investment Story

Introduction: My Kellton Tech Investment Journey In September 2018, I started buying Kellton Tech Solutions aggressively. I had a tracking position in the stock before that, and had been in my watchlist for a long time. It quickly became a cornerstone of my investment portfolio. This reflected my confidence in the company’s apparent undervaluation. It … Read more

Tech Mahindra Investor: Hold or Sell in 2025? A Detailed Analysis

Introduction: Why I Invested in Satyam Shares During Its Turnaround Under Tech Mahindra The story of my investment in Tech Mahindra is inseparable from one of the most dramatic episodes in Indian corporate history — the 2008 Satyam scandal. This scandal exposed deep financial manipulation by Satyam’s founder, shaking investor confidence and threatening to obliterate … Read more

Retail Investor’s Path to Success in Indian Stock Market in FY26

The Indian stock market entered 2025 on a strong footing, shaped by robust domestic demand, government reforms, evolving policy support, and digital transformation. For retail investors, this is both a time of opportunity and caution. With active foreign institutional participation, improving corporate earnings, and policy tailwinds, India is well-positioned among emerging markets. Therefore, India’s equity … Read more

Investment Mistake: Holiday Resorts’ Timeshare Vacation Ownership

I have made a lot of bad investments and a lot of bad decisions spending money, thanks to my ignorance. Though voracious reading and experience improved me a little regarding money matters, twenty years back, in 1996 at the age of 26, with less organized thoughts and as a novice in personal finance, I was … Read more