Retail Investor’s Path to Success in Indian Stock Market in FY26

The Indian stock market entered 2025 on a strong footing, shaped by robust domestic demand, government reforms, evolving policy support, and digital transformation. For retail investors, this is both a time of opportunity and caution. With active foreign institutional participation, improving corporate earnings, and policy tailwinds, India is well-positioned among emerging markets. Therefore, India’s equity … Read more

How to Spend Your Time Effectively at Home During Lockdown Days?

One after another, countries are going under lockdown mode. We need to arrest the spread of the coronavirus pandemic. Whether you long it or not, you cannot do much about it. Believe me, the lockdown is a blessing in disguise. You can do a lot of unfinished things that you might not have thought of … Read more

Attain Financial Independence, Retire Early (FIRE), Live Happily

“How do you live without a job or business?” (that implies to be “With a family to feed, how do you survive without an income?“) is the question I have been often asked by many of my friends and relatives, with surprise and often with envy! It is difficult to quench their curiosity easily in … Read more

Investment Mistake: Holiday Resorts’ Timeshare Vacation Ownership

I have made a lot of bad investments and a lot of bad decisions spending money, thanks to my ignorance. Though voracious reading and experience improved me a little regarding money matters, twenty years back, in 1996 at the age of 26, with less organized thoughts and as a novice in personal finance, I was … Read more

Pay Long Term Capital Gains Tax or Buy Sec 54EC NHAI/REC Bonds?

I have long term capital gains (LTCG) from my real estate investments. Hence I have to pay long term capital gains tax. So should I pay the long term capital gains tax and invest the remaining money elsewhere? Or rather, should I save the tax under Section 54EC of the Income Tax Act, 1961, by … Read more